Your Debt-to-Income Ratio (DTI) is a calculation that compares your monthly payments to your gross monthly income. It helps to understand how much of your income is used to pay off any debts you may have and allows us to see how well you might handle additional debt/payments. The lower the DTI, the better.
Please fill out the form below. The form will easily allow you to calculate your Debt-to-Income ratio. The form will ask you to fill out your annual income and any debt payments, including mortgage/rent, cell phone, student loans, car payments, etc. Please do not include any utilities (electric, water, etc.) since these are not debt payments.